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- Housing choices are abundant, especially in urban areas, leaving many first-time homebuyers wondering which type of residence to buy. Each style of dwelling—condominium, townhouse, and detached home—has its pros and cons. Buyers should consider their lifestyles and budgets, as well as how much they want to be involved in home maintenance when deciding which type of home works best for them. - Source: Internet
- Monthly cost and maintenance are the defining features of condos. Like townhouse owners, condo owners pay monthly HOA fees, though their fees may be significantly higher. Condo community HOA fees cover the cost of unit exterior maintenance; the insurance required to cover pricey items such as roofs, elevators, and parking structures; as well as services like trash and snow removal. A condo works well for people interested in owning real estate at a reasonable price and close to where they work or play. - Source: Internet
- The defining feature of a townhouse is ownership. Townhouse owners usually own the land on which the house is situated, including any front and backyard area that goes with the residence, no matter how small. They also own their home’s exterior. - Source: Internet
- Additionally, townhouse communities generally have homeowner associations (HOAs). Owners pay monthly dues to cover insurance and maintenance of the community’s common areas, as well as for services such as trash pickup and snow removal. Some HOAs enforce community aesthetics rules, such as the colors of exterior paint permitted and the types of fencing owners can install. - Source: Internet
- Like condos and townhouses, some detached homes, especially in urban and suburban areas, may have HOAs, but the fees are usually minimal and cover no more than snow and trash removal and shared road maintenance. And many detached houses have no HOAs at all. Those provide the most independence and freedom of choice. - Source: Internet
- Condominiums provide the most hands-off approach to homeownership. Many of these types of residences are physically indistinguishable from rental apartments, though some developers construct condos that look like multilevel townhouses. Condos are often cheaper than townhouses, in part because they come with no land. The exterior of the units, plus the land around them, is considered a common area and owned collectively by all the condo owners in the community. - Source: Internet
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